How to Check Your EPF Balance Online and Offline

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The Employees Provident Fund (EPF) is a retirement savings scheme for employees in India. Regularly checking your EPF balance is crucial to ensure that your employer is depositing the correct amount and that your retirement savings are on track. In this blog, we'll walk you through both online and offline methods to check your EPF balance. Additionally, we'll address some frequently asked questions (FAQs) to help you navigate the process smoothly.

1. Using the EPFO Portal

The official EPFO portal offers a user-friendly way to check your EPF balance.

1. Step 1: Visit the EPFO website: https://www.epfindia.gov.in
2. Step 2: Click on the Services tab and select For Employees.
3. Step 3: Under Services, click on Member Passbook.
4. Step 4: Log in using your Universal Account Number (UAN) and password.
5. Step 5: Once logged in, you can view your passbook, which includes details of your EPF balance.

The UMANG (Unified Mobile Application for New-age Governance) app allows you to check your EPF balance easily from your smartphone.

1. Step 1: Download the UMANG app from the Google Play Store or Apple App Store.
2. Step 2: Register with your mobile number.
3. Step 3: Navigate to the EPFO section and select Employee Centric Services.
4. Step 4: Click on View Passbook and log in using your UAN and OTP sent to your registered mobile number.
5. Step 5: Your EPF balance will be displayed on the screen.

If your UAN is linked to your mobile number, you can check your EPF balance by sending an SMS.

1. Step 1: Send an SMS to 7738299899 in the following format: EPFOHO UAN ENG.
2. Step 2: You will receive an SMS with details of your EPF balance.

Note: You can choose the language of the SMS by replacing ENG with the first three letters of your preferred language (e.g., HIN for Hindi).

Checking your EPF balance via missed call is another convenient option.

1. Step 1: Give a missed call to 011-22901406 from your registered mobile number.
2. Step 2: You will receive an SMS with your EPF balance details.

Note: This service is available only if your UAN is seeded with your KYC details.

If you do not have internet access, you can visit your nearest EPFO office to obtain a printed copy of your PF passbook.

1. Step 1: Visit the EPFO office with a valid ID proof.
2. Step 2: Request a passbook printout from the EPFO staff.
3. Step 3: The staff will provide you with a printed passbook that contains your EPF balance.

Your employer can provide you with your EPF balance statement upon request.

1. Step 1: Contact your HR department and request your EPF balance statement.
2. Step 2: The HR department will provide you with the necessary details.

1. What is UAN, and how can I find it?

UAN stands for Universal Account Number. It is a 12-digit number allotted to each EPF member. You can find your UAN on your salary slip or by contacting your employer.

2. What should I do if I forget my UAN password?

You can reset your UAN password by visiting the EPFO portal, clicking on Forgot Password, and following the instructions.

3. How often should I check my EPF balance?

It's advisable to check your EPF balance at least once every quarter to ensure that your employer is making regular contributions.

4. Can I check my EPF balance without linking my mobile number to UAN?

No, for online methods like SMS and missed call services, your mobile number must be linked to your UAN.

5. Is there any charge for checking EPF balance via SMS or missed call?

No, checking your EPF balance via SMS or missed call is free of charge.

Conclusion

Regularly monitoring your EPF balance ensures that your retirement savings are growing as expected. Whether you choose the online or offline method, the process is simple and convenient. Make sure to keep your UAN and mobile number updated to access your balance effortlessly.

Note: The screenshots provided above are for illustration purposes only. Ensure that you follow the steps accurately to view your EPF balance.

If you have any more questions, feel free to leave a comment below!

Disclaimer: This blog is for informational purposes only. Always refer to the official EPFO website or contact your employer for specific queries related to your EPF account.